Policies & Procedures

Legal Name of Education Provider: J Ramon & Associates, LLC

Advertised Name of Education Provider: Learn More Institute of Real Estate

Name of Education Director: John R FitzGerald

Names of Full-Time Officials and Faculty:

John R. FitzGerald – Education Director/Instructor Michael Shultz – Instructor

Jim Shields - IT

Locations:

Main Office: 106 N Brackenbury Lane, Charlotte, NC 28270

Education Provider Certification
Learn More Institute of Real Estate is certified by the North Carolina Real Estate Commission. The Commission’s address is 1313 Navaho Drive, Raleigh, NC 27609. Any complaints concerning the Education Provider, or its affiliated instructors should be directed in writing to the Commission. A link to the Complaint Form is provided on the Commission’s homepage (ncrec.gov).

Per Commission Rule 58H .0204, the Education Provider must provide each prospective student with a copy of the Education Provider’s Policies & Procedures Disclosure (PPD) prior to payment of any non-refundable tuition or fee. The PPD, which is required by the NC Real Estate Commission, outlines Education Provider policies plus the rights and obligations of the Provider and the student. A signed certification that a student received a copy of the PPD must be retained by the Provider.

NO STUDENT SHALL BE DENIED ADMISSION ON THE BASIS OF AGE, SEX, RACE, COLOR, NATIONAL ORIGIN, FAMILIAL STATUS, HANDICAPPING CONDITION, OR RELIGION.

Course Offerings
Learn More Institute of Real Estate conducts:

• the Broker Prelicensing Course required to qualify to take the license examination to become licensed as a real estate provisional broker in North Carolina; and
• the Postlicensing Education Program needed for a provisional broker to remove the provisional status of such license; and
• the annual Continuing Education courses needed to maintain a real estate license on active status.

Broker Prelicensing Course

Purpose of the Course

Successful completion of the BrokerPrelicensingCourseis generally required to qualify for the North Carolina (NC) real estate license examination and to obtain a NC real estate broker license. The primary objectives of this course are (1) to provide students with the basic knowledge and skills necessary to act as licensed real estate brokers in North Carolina in a manner that protects and serves the public interest and (2) to prepare students for the NC real estate license examination. This course may only be offered by education providers certified by the NC Real Estate Commission. At Learn More Institute of Real Estate, the Broker Prelicensing Course consists of a total of 75 instructional hours, including the end-of-course examination.

After passing the Prelicensing course, a student must submit a license application to the NC Real Estate Commission to be eligible to take the license examination. License application instructions are provided in the free publication Real Estate Licensing in North Carolina (RELINC) which is available on the Commission’s website at www.ncrec.gov. The minimum age requirement to obtain a real estate license in North Carolina is 18.

Course Description

Major topics addressed in the Broker Prelicensing Course include basic real estate concepts and law, property taxation, land use controls, environmental hazards, brokerage relationships and practices, real estate contracts, real estate financing, closing a real estate sale transaction, real property valuation, property insurance basics, fair housing laws, landlord and tenant, property management, federal income taxation of real estate, basic construction, basic real estate investment, North Carolina Real Estate License Law and Commission Rules, and Trust Account Guidelines. Real estate mathematics is an important component of this course and calculations will be required.

End-of-Course Exam

The end-of-course exam will be administered on the final day of scheduled course.

All Broker Prelicensing Course final exams must be proctored and are proctored using our proctor partner.

General Proctoring Information:

Each student needs to schedule an appointment with an online proctor in advance. Students can find full details of the proctoring process at www.learnmoreinstitute.com. Upon passing the final course exam the student will be asked to sign an affidavit verifying their identity as the student who completed the course and the final course exam. It is the student’s responsibility to pay any associated proctoring fees.

An end-of-course exam will not be administered to any student who does not satisfy the course attendance requirement.

Synchronous Online Course Materials

Books and materials will not be shipped to your home. All materials are available digitally. Every student must have a copy of the Principles of Real Estate Practice in North Carolina. You can find the link to purchase the manual, the workbook, and all essential forms at www.ncrec.gov or www.learnmoreinstitute.com

Asynchronous Online Course Materials

Books and materials will not be shipped to your home. All materials are available digitally. Every student must have a copy of the North Carolina Real Estate Manual. You can find the link to purchase the manual, the workbook, and all essential forms at www.ncrec.gov or www.learnmoreinstitute.com

Failed Exams

Learn More Institute of Real Estate WILL allow Broker Prelicensing Course students who take, but do not pass the initial end-of-course exam with a 75% or higher, unlimited retakes of the end-of-course exam. Students will be required to pay proctor fees for the initial final exam and each final exam retake.

Eligibility Requirements for Course Completion Certificate – Synchronous Course
To successfully complete the synchronous Broker Prelicensing Course and receive a course completion certificate, a student must:

1. meet the attendance requirements, 90% of the 75-hour course (absences not to exceed 7.5 hours)
2. timely submit completed in-class and take-home assignments, and
3. pass the end-of-course exam with a minimum score of 75%.

Eligibility Requirements for Course Completion Certificate(s) – Asynchronous Course
To successfully complete the asynchronous Broker Prelicensing Course and receive a course completion certificate, a student must:

1. Complete all course content in order to be eligible to take the final course exam. Attendance is tied to successful completion of course content in sequence versus actual time in course. The timed outline uses a 50 minutes per hour structure to provide an estimated time for completion
2. Achieve a minimum 75% on the final examination
3. Satisfy all financial obligations to the school 

A certificate of completion will be emailed to the student upon successful course completion. certificates of completion are also available for download from the Learn More Institute of Real Estate.

Tuition/Fees

The Learn More Institute of Real Estate accepts checks, credit cards (Visa, Mastercard, American Express, or Discover) and PayPal for full tuition at the time of enrollment.  Full tuition payment is due at registration and prior to the start of a course.  

• Broker Pre-licensing Course: $675 tuition* – plus $50 + tax for the cost of a textbook (if purchased through Learn More Institute. 

• The penalty for a check returned for insufficient funds is: $35.00 and the check will be redeposited. 

• *The Learn More Institute of Real Estate reserves the right to change course fees at any time. Please always refer to www.learnmoreinstitute.com for current retail pricing.

Annual Summary Report

During the July 2019 – June 2020 license year, Learn More Institute of Real Estate had 0 (zero) students who initially enrolled in a Broker Prelicensing Course. Of that initial number, 0 (zero) of those students successfully passed the course, 0 (zero) of those students completed the course but did not pass the end-of-course exam, and 0 (zero) students did not complete the course.

License Examination Performance Report
During the July 2019 – June 2020 license year, Learn More Institute of Real Estate had 0 (zero) students take the license examination for the first time within 30 days of the Broker Prelicensing Course completion date. 0 (zero) of those students passed, resulting in a 0 (zero)% pass rate on the North Carolina license examination.

Broker Postlicensing Education Courses

Purpose of the Postlicensing Program

The primary objective of Postlicensing Education Program is to provide instruction at a level beyond that provided in the Broker Prelicensing Course on topics deemed to be of special importance to licensees.

Per General Statute 93A-4(a1), provisional brokers must complete, within eighteen (18) months following initial licensure, a Postlicensing education program consisting of ninety (90) hours of instruction in subjects determined by the Commission in order to retain eligibility to actively engage in real estate brokerage.

The Postlicensing program consists of three 30-hour courses prescribed by the NC Real Estate Commission that may be taken in any sequence. Be aware that a postlicensing course will expire two (2) years after its completion date. When a provisional broker has timely completed all three (3) courses, the provisional status of the broker’s license will be automatically terminated by the NC Real Estate Commission.

Course Descriptions

Post 301 - Brokerage Relationships and Responsibilities

Topics addressed in this course include a review of agency relationships in real estate residential and commercial sales and commercial property management transactions, a real estate broker’s legal duties to clients and customers, a step-by-step review and discussion of the functions and responsibilities of a real estate broker when working with sellers and buyers, a review of issues associated with transactions in progress when a broker leaves a firm, and a review of license status and education issues.

Post 302 - Contracts and Closing

Topics addressed in this course include selected basic contract law concepts, real estate sales contract preparation, sales contract procedures, buyer’s due diligence, closing procedures, Real Estate Settlement Procedures Act, closing disclosure preparation, contracts for deed, options, and selected real estate license status and education issues.

Post 303 - NC Law, Rules, and Legal Concepts

Topics addressed in this course include general NC licensing requirements, brokerage compensation issues, the disciplinary process, specialized types of real estate, property management in NC, and miscellaneous laws and legal concepts.

NOTICE: You must already be licensed before you may enroll in post-licensing courses.The North Carolina Real Estate Commission will not grant post-licensing credit totudents who started post-licensing courses before they received their real estate license.

Synchronous & Asynchronous Course Materials

Each student is required to use and have immediate access to the current editions of the NC Real Estate Manual and North Carolina License Law and Commission Rules booklet during each Postlicensing course session.

Books and materials will not be shipped to your home. All materials are available digitally. You can find the link to purchase the manual, the workbook, and all essential forms at https://www.learnmoreinstitute.com

Learn More Institute of Real Estate DOES allow a student to use the online versions of the NC Real Estate Manual and NC License Law & Commission Rules booklet during classes.

End-of-Course Exams

An end-of-course exam will not be administered to any student who does not satisfy the course attendance requirement.
All pre and post final exams must be proctored and are proctored using our proctor partner.

General Proctoring Information:

Each student needs to schedule an appointment with an online proctor in advance. Students can find full details of the proctoring process at www.learnmoreinstitute.com Upon passing the final course exam the student will be asked to sign an affidavit verifying their identity as the student who completed the course and the final course exam. It is the student’s responsibility to pay any associated proctoring fees.

Failed Exams

Learn More Institute of Real Estate WILL allow Broker Postlicensing Course students who take, but do not pass the initial end-of-course exam with a 75% or higher, unlimited retakes of the end-of-course exam. Students will be required to pay proctor fees for the initial final exam and each final exam retake.

Eligibility Requirements for Course Completion Certificate(s) – Synchronous Courses

To successfully complete a synchronous delivery Broker Postlicensing Course and receive a course completion certificate, a student must:

a)    meet the attendance requirements, 90% of each 30-hour course (absences not to exceed 3 hours)
b)    timely submit completed in-class and take-home assignments, and
c)     pass the end-of-course exam with a minimum score of 75%.

Eligibility Requirements for Course Completion Certificate(s) – Asynchronous Courses

To successfully complete a asynchronous Broker Postlicensing Course and receive a course completion certificate, a student must: 

1. Complete all course content in order to be eligible to take the final course exam. Attendance is tied to successful completion of course content in sequence versus actual time in course. The timed outline uses a 50 minutes per hour structure to provide an estimated time for completion
2. Achieve a minimum 75% on the final examination
3. Satisfy all financial obligations to the school 

A certificate of completion will be emailed to the student upon successful course completion. certificates of completion are also available for download from the Learn More Institute of Real Estate.

Tuition/Fees
The Learn More Institute of Real Estate accepts checks, credit cards (Visa, Mastercard, American Express, or Discover) and PayPal for full tuition at the time of enrollment. Full tuition payment is due at registration and prior to the start of a course. 

• Broker Post-licensing Courses: $250 tuition* per 30-hour course – plus $50 + tax for the cost of a textbook, used in all 3 courses.  (if purchased through Learn More Institute) 

• The penalty for a check returned for insufficient funds is: $35.00 and the check will be redeposited. 

• *The Learn More Institute of Real Estate reserves the right to change course fees at any time. Please always refer to www.learnmoreinstitute.com for current retail pricing.

Broker Continuing Education Courses

Purpose of the Continuing Education Program

The primary objective of the mandatory Continuing Education Program is to help assure that licensees possess the knowledge, skills, and competency necessary to function in the real estate business in a manner that protects and serves real estate consumers and the public interest.

Per G.S.93A-38.5, brokers must complete eight (8) credit hours of instruction annually in subjects approved by the Commission in order to retain eligibility to actively engage in real estate brokerage. Per Commission Rule 58A .1702, the eight hours must be comprised of an Update course and four credit hours of elective courses.

Course Description(s)

A current list of North Carolina approved continuing education courses can be found at https://www.learnmoreinstitute.com/ce-options
The Learn More Institute offers the Update courses via synchronous learning at this time.

 

Course Materials

All course materials and reference materials are online within each course and are immediately available to student upon paid enrollment.

Eligibility Requirements for Course Completion Certificate

Per Commission Rule 58A .1705(a):

In order to receive credit for completing an approved continuing education course, a broker shall:

1)    attend at least 90 percent of the scheduled instructional hours for the course;
2)    provide his or her legal name and license number to the education provider;
3)    present his or her pocket card or photo identification card, if necessary; and
4)    personally perform all work required to complete the course.

Tuition & Fees

The Learn More Institute of Real Estate accepts checks, credit cards (Visa, Mastercard, American Express, or Discover) and PayPal for full tuition at the time of enrollment. Full tuition payment is due at registration and prior to the start of a course.

• Continuing Education Course fees vary based on instructor location and course. Ranges are generally between: $50.00-$75.00 per 4-hour course
• The penalty for a check returned for insufficient funds is: $35.00 and the check will be redeposited.

Registration

1. Class schedules, registration information, forms, and general school information are available on our website https://www.learnmoreinstitute.com or by phone or email. Students enrolling in Postlicensing or Continuing Education Courses will be asked to produce a copy of their digital pocket card. Students are required to read and accept The Learn More Institute Policy and Procedures Terms and Conditions before completing the transaction.

Attendance

• Early departures from CE courses delivered via synchronous distance learning are prohibited by Rule 58A .1705.
  • Attendance will be closely monitored, including late arrivals and early departures from class sessions and from all scheduled breaks, during synchronous distance learning courses. All time missed will be recorded for each student.

Course Expiration and Extension Policies – Asynchronous Courses

Pre-Licensing courses expire six months after the date of purchase. Extensions cannot be granted beyond 6 months  from   the   purchase   of   the   course.   The   course   terminates    6    months    after    purchase. Pre-Licensing courses must be completed within 180 days of enrollment. 

Continuing Education Courses expire 30 days from the order date pursuant to the NC REC. Re-enrollment will be required if the course is not completed 30 days from the order date. Regardless of order date, courses must be completed before June 10th, each year. A student shall not register for any course between June 11th and June 30th, inclusive, of any approval period. Further, a student shall complete the course within 30 days of the date of purchase of the course but in no event later than June 10th of that approval period. In other words, if you purchase a North Carolina course, it will expire 30 days from time of purchase or by June 10 of that approval period, whichever occurs first. 

Post-Licensing courses expire six months after the date of purchase. Extensions cannot be granted beyond 6 months      
from the purchase of the course. The course terminates 6 months after purchase. Post-Licensing courses must be completed within 180 days of enrollment.

Synchronous Course Delivery Technical-System Requirements

All synchronous courses are delivered via online Zoom Platform. Although not required we recommend you obtain a free Zoom account. Click HERE to get your free Zoom account. 

In order to access these courses, you will need the following. 

Desktop computer/laptop (PC or Apple) or tablet
***Logging in from a phone is prohibited***
Broadband internet access (preferably wired) – “Broadband” means minimum speeds equivalent to DSL, satellite, or cable connections of at least 8 Mbps. Note: WIFI connections are typically significantly slower than wired connections.
A strong, consistent internet connection to stream audio and video in both directions Webcam, Headset with microphone or speakers and a microphone
Keyboard with the ability to see the full screen and access a keyboard at the same time Use of microphone and camera for the duration of the course
Preferred browsers – Chrome, Firefox, or Safari

Asynchronous Course Delivery Technical-System Requirements

Asynchronous courses are delivered through a proprietary Learning Management System (LMS). The LMS is accessible online through common internet browsers for both PCs and MACs (Chrome, Firefox, Internet Explorer, and Safari). Additionally, courses are compatible with iPad and Android tablets. An internet connection is required (high speed is recommended but not required).

Course Cancellation or Rescheduling / Refunds

Synchronous Course refund policy: Learn More Institute of Real Estate reserves the right to cancel or reschedule a course as needed. Students enrolled in a rescheduled or cancelled course will be given a minimum 3 [days] notice of the cancellation or revised course schedule. 

If a course is cancelled or rescheduled, students will have the following options: Transfer to a later or different course; OR receive a refund. 

A student may withdraw from a course by giving written notice to the Education Provider prior to the start of the course. In such event, the student will have the following options: Transfer to a later or different course; OR receive a refund. 

A student who terminates enrollment in a course either with written notice to the Education Provider or by no longer attending a course on or after the first day of class will not be entitled to a refund of any portion of paid Tuition. 

Asynchronous Course refund policy: The Learn More Institute is committed to student satisfaction. If you are unsatisfied for any reason, The Learn More Institute will refund the purchase price of any asynchronous course if the refund request is submitted within 30 days of purchase, prior to course expiration, and the course is not more than 50% completed.